Show HN: I built a privacy-first UK tax calculator https://ift.tt/sqlQRLh
A Privacy-First UK Tax Calculator: Rethinking Salary Sacrifice and Financial Planning On December 3, 2025, a new project was shared with the Hacker News community: a privacy-first UK tax calculator designed to help employees understand the impact of salary sacrifice schemes on their take-home pay. The tool, hosted at SalSacCalc , positions itself as a secure, client-side application that runs entirely in the browser. No personal or financial data is transmitted or stored, making it a noteworthy entry in the growing ecosystem of privacy-conscious financial tools. Summary of the Tool The calculator focuses on salary sacrifice arrangements , where employees agree to reduce their gross salary in exchange for non-cash benefits such as: Workplace pensions Cycle-to-work schemes Electric vehicle leases Other employer-provided benefits By lowering gross salary, employees reduce their taxable income and social contributions, often resulting in significant net savings. The calculator allows use...